Tips and tricks to help you thrive in retirement

Our blog is dedicated to the financial and physical well-being of older Americans. Whether you’re in or nearing retirement, you’ll find important information here to help you along your path to retiring for freely.

Jodi De Smidt

Ask Jodi De Smidt Your Reverse Mortgage Questions

Mortgage Loan Originator | NMLS #1306415
916-963-9397

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HighTechLending Inc is an Equal Housing Lender, NMLS ID #7147 (www.nmlsconsumeraccess.org). 2030 Main Street, Suite #500, Irvine, CA 92614. AZ Mortgage Banker License # 0912577; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130937; NV Mortgage Company License #4517.

  • At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds;
  • Charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees;
  • The loan balance grows over time and interest is charged on the outstanding balance;
  • The borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; and
  • Interest on a reverse mortgage is not tax-deductible until the borrower makes partial or full re-payment.

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