{"id":76,"date":"2023-09-11T10:06:16","date_gmt":"2023-09-11T10:06:16","guid":{"rendered":"https:\/\/local.hightechlending.com\/mark-eshelman\/?page_id=76"},"modified":"2025-08-26T17:50:47","modified_gmt":"2025-08-26T17:50:47","slug":"homepage","status":"publish","type":"page","link":"https:\/\/local.hightechlending.com\/jodi-de-smidt\/","title":{"rendered":"Homepage"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"76\" class=\"elementor elementor-76\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c6a6c84 elementor-section-height-min-height elementor-section-items-bottom elementor-section-boxed elementor-section-height-default\" data-id=\"c6a6c84\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-73f7683\" data-id=\"73f7683\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2cfefb5\" data-id=\"2cfefb5\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9b2f74d elementor-widget elementor-widget-heading\" data-id=\"9b2f74d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">I\u2019m here for all your<br>Home Financing needs.<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a77c325 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a77c325\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-afaba39\" data-id=\"afaba39\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c1b26c8 elementor-widget elementor-widget-heading\" data-id=\"c1b26c8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><figure class=\"\"><img decoding=\"async\" src=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2025\/08\/HeadShot2-300x232.png\" alt=\"LO Image\"><\/figure><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b89ae32\" data-id=\"b89ae32\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d267a8 elementor-widget elementor-widget-heading\" data-id=\"9d267a8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Jodi De Smidt<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fa1ae3 elementor-widget elementor-widget-heading\" data-id=\"3fa1ae3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">NMLS #1306415<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3226661 elementor-widget elementor-widget-heading\" data-id=\"3226661\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">AZ License #LO-0935853<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d17f98e elementor-widget elementor-widget-heading\" data-id=\"d17f98e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mortgage Loan Originator<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f3ba8c elementor-widget__width-initial elementor-widget elementor-widget-shortcode\" data-id=\"8f3ba8c\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><strong class=\"font20\"><a href=\"tel:916-963-9397\">916-963-9397<\/a><\/strong>\n<p class=\"font20\"><a href=\"mailto:jdesmidt@americansenior.com\">jdesmidt@americansenior.com<\/a><\/p>\n<p class=\"font20\">HighTechLending, Inc.<\/p>\n<p class=\"font20\">Company NMLS #7147<\/p>\n<p class=\"font20\">7777 Greenback Lane, Suite 205<br>Citrus Heights, CA 95610<\/p>\n\n<p class=\"font20\">Branch NMLS #288881<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6079290 elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"6079290\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/about\/#get-in-touch\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get in touch with me<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-83dc321 e-flex e-con-boxed e-con e-parent\" data-id=\"83dc321\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ea99aff e-con-full sticky-loan-menu elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"ea99aff\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:90,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e15de8 elementor-nav-menu__align-center elementor-nav-menu--dropdown-tablet elementor-nav-menu__text-align-aside elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"2e15de8\" data-element_type=\"widget\" data-settings=\"{&quot;layout&quot;:&quot;horizontal&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i class=\\&quot;fas fa-caret-down\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t<nav class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-underline e--animation-fade\">\n\t\t\t\t<ul id=\"menu-1-2e15de8\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-295\"><a href=\"#conventional\" class=\"elementor-item elementor-item-anchor menu-link\">Conventional<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-296\"><a href=\"#reverse\" class=\"elementor-item elementor-item-anchor menu-link\">Reverse<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-297\"><a href=\"#fha\" class=\"elementor-item elementor-item-anchor menu-link\">FHA<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-298\"><a href=\"#zero\" class=\"elementor-item elementor-item-anchor menu-link\">Zero down payment<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-299\"><a href=\"#heloc\" class=\"elementor-item elementor-item-anchor menu-link\">Heloc<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-300\"><a href=\"#jumbo\" class=\"elementor-item elementor-item-anchor menu-link\">Jumbo<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-301\"><a href=\"#military\" class=\"elementor-item elementor-item-anchor menu-link\">Military Veteran<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-302\"><a href=\"#self\" class=\"elementor-item elementor-item-anchor menu-link\">Self Employed<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-303\"><a href=\"#alternative\" class=\"elementor-item elementor-item-anchor menu-link\">Alternative Financing<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-304\"><a href=\"#investor\" class=\"elementor-item elementor-item-anchor menu-link\">Investor Loans<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t<div class=\"elementor-menu-toggle\" role=\"button\" tabindex=\"0\" aria-label=\"Menu Toggle\" aria-expanded=\"false\">\n\t\t\t<i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--open eicon-menu-bar\"><\/i><i aria-hidden=\"true\" role=\"presentation\" class=\"elementor-menu-toggle__icon--close eicon-close\"><\/i>\t\t\t<span class=\"elementor-screen-only\">Menu<\/span>\n\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-2e15de8\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-295\"><a href=\"#conventional\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\">Conventional<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-296\"><a href=\"#reverse\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\">Reverse<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-297\"><a href=\"#fha\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\">FHA<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-298\"><a href=\"#zero\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\">Zero down payment<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-299\"><a href=\"#heloc\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\">Heloc<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-300\"><a href=\"#jumbo\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\">Jumbo<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-301\"><a href=\"#military\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\">Military Veteran<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-302\"><a href=\"#self\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\">Self Employed<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-303\"><a href=\"#alternative\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\">Alternative Financing<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-304\"><a href=\"#investor\" class=\"elementor-item elementor-item-anchor menu-link\" tabindex=\"-1\">Investor Loans<\/a><\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b363dd elementor-widget elementor-widget-html\" data-id=\"2b363dd\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<script>\r\n  \/\/ Get all elements with class \"scroll-link\"\r\n  const scrollLinks = document.querySelectorAll('.elementor-item-anchor');\r\n\r\n  \/\/ Add click event listener to each scroll link\r\n  scrollLinks.forEach(link => {\r\n    link.addEventListener('click', function(e) {\r\n      e.preventDefault(); \/\/ Prevent default link behavior\r\n\r\n      \/\/ Get the target element's ID from the href attribute\r\n      const targetId = this.getAttribute('href').substring(1);\r\n\r\n      \/\/ Find the target element\r\n      const targetElement = document.getElementById(targetId);\r\n\r\n      \/\/ Calculate the target position with margin\r\n      const targetPosition = targetElement.getBoundingClientRect().top + window.pageYOffset - 150;\r\n\r\n      \/\/ Scroll to the target position with margin\r\n      window.scrollTo({\r\n        top: targetPosition,\r\n        behavior: 'smooth'\r\n      });\r\n    });\r\n  });\r\n<\/script>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e8614dd e-con-full e-flex e-con e-child\" data-id=\"e8614dd\" data-element_type=\"container\" id=\"conventional\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26bbdfc elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"26bbdfc\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"524\" height=\"432\" src=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Conventional.jpg\" class=\"attachment-large size-large wp-image-282\" alt=\"\" srcset=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Conventional.jpg 524w, https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Conventional-300x247.jpg 300w\" sizes=\"(max-width: 524px) 100vw, 524px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e5871a e-con-full e-flex e-con e-child\" data-id=\"1e5871a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb50318 elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"fb50318\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conventional<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-817cd4c elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"817cd4c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A traditional mortgage is a type of mortgage loan where a lender provides funds to a borrower to purchase a property or refinance a mortgage. In exchange, the borrower agrees to repay the loan, plus interest, over a set period. As the borrower makes payments, the amount owed on the loan decreases and the equity in the property increases. <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da1df94 learn-more elementor-widget elementor-widget-heading\" data-id=\"da1df94\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#contact-form\">Learn More &gt;<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-af733be e-con-full e-flex e-con e-child\" data-id=\"af733be\" data-element_type=\"container\" id=\"reverse\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22f848a elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"22f848a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"524\" height=\"432\" src=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/loan-type-2.jpg\" class=\"attachment-large size-large wp-image-283\" alt=\"\" srcset=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/loan-type-2.jpg 524w, https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/loan-type-2-300x247.jpg 300w\" sizes=\"(max-width: 524px) 100vw, 524px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3966956 e-con-full e-flex e-con e-child\" data-id=\"3966956\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8a0ed32 elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"8a0ed32\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Reverse<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-020a916 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"020a916\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">This product allows eligible homeowners, typically seniors aged 62 and older (or 55 and older in certain states), to refinance their home, converting home equity into cash with optional monthly mortgage payments. It may be an excellent option if you are looking to supplement retirement income, manage unexpected expenses including healthcare needs, home repairs and improvements, or just increase cashflow to be able to do the things you love! Loan amounts can go up to $4m for those that qualify, depending on the state the property is located in.<br><br>\u2022 Optional Monthly Mortgage Payments!*<br>\u2022 Cash Out for health care, bills, home improvement or anything you desire.<br>\u2022 Age in place.<br>\n*Borrowers MUST make Property Tax and Homeowners\nInsurance payments or risk foreclosure.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e23092 learn-more elementor-widget elementor-widget-heading\" data-id=\"1e23092\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#contact-form\">Learn More &gt;<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f1d8a1d e-con-full e-flex e-con e-child\" data-id=\"f1d8a1d\" data-element_type=\"container\" id=\"fha\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-db677e6 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"db677e6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"524\" height=\"432\" src=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/loan-type-3.jpg\" class=\"attachment-large size-large wp-image-284\" alt=\"\" srcset=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/loan-type-3.jpg 524w, https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/loan-type-3-300x247.jpg 300w\" sizes=\"(max-width: 524px) 100vw, 524px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b1bf453 e-con-full e-flex e-con e-child\" data-id=\"b1bf453\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85750fd elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"85750fd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FHA<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c9fd43 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2c9fd43\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2022 Loan to Value (LTV) of 96.5% \u2013 100% Gift Allowed<br>\u2022 Purchase, Refinances, Cash Out<br>\u2022 Down Payment Assistance (DPA) Programs Available<br>\u2022 Minimum Score of 580 with underwriting approval<br>\u2022 Seller Paid 2\/1 Buydown Available<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fec1b4a learn-more elementor-widget elementor-widget-heading\" data-id=\"fec1b4a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#contact-form\">Learn More &gt;<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-078423a e-con-full e-flex e-con e-child\" data-id=\"078423a\" data-element_type=\"container\" id=\"zero\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-034797f elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"034797f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"524\" height=\"432\" src=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/zero-down-payment.jpg\" class=\"attachment-large size-large wp-image-285\" alt=\"\" srcset=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/zero-down-payment.jpg 524w, https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/zero-down-payment-300x247.jpg 300w\" sizes=\"(max-width: 524px) 100vw, 524px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8813dd1 e-con-full e-flex e-con e-child\" data-id=\"8813dd1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e604bad elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"e604bad\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Zero Down Payment<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d23a257 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d23a257\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2022 Grant or 2nd Loan which covers your down payment and closing costs.<br>\u2022 600 FICO credit score Allowed (Chenoa, Golden State Finance Authority (GSFA) requires 640 FICO credit score).<br>\u2022 Does not have to be a first-time home buyer.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4014c5 learn-more elementor-widget elementor-widget-heading\" data-id=\"e4014c5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#contact-form\">Learn More &gt;<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-02ff94b e-con-full e-flex e-con e-child\" data-id=\"02ff94b\" data-element_type=\"container\" id=\"heloc\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a6a419 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"2a6a419\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"524\" height=\"432\" src=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/HELOC.jpg\" class=\"attachment-large size-large wp-image-286\" alt=\"\" srcset=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/HELOC.jpg 524w, https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/HELOC-300x247.jpg 300w\" sizes=\"(max-width: 524px) 100vw, 524px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a0c9d11 e-con-full e-flex e-con e-child\" data-id=\"a0c9d11\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-542329b elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"542329b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Heloc<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a99eb8b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"a99eb8b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A Home Equity Line of Credit (HELOC) allows homeowners to tap into their home equity as needed, providing a flexible and revolving credit line for various expenses such as home repairs and improvements, education, or other major purchases.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdbc820 learn-more elementor-widget elementor-widget-heading\" data-id=\"fdbc820\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#contact-form\">Learn More &gt;<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6dedf27 e-con-full e-flex e-con e-child\" data-id=\"6dedf27\" data-element_type=\"container\" id=\"jumbo\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1229190 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"1229190\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"524\" height=\"432\" src=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/JUMBO.jpg\" class=\"attachment-large size-large wp-image-287\" alt=\"\" srcset=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/JUMBO.jpg 524w, https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/JUMBO-300x247.jpg 300w\" sizes=\"(max-width: 524px) 100vw, 524px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4771107 e-con-full e-flex e-con e-child\" data-id=\"4771107\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6e9fd67 elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"6e9fd67\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Jumbo<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d141e3f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d141e3f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2022 Loan to Value (LTV) up to 89.99% \u2013 Loan Amounts to 3M for those that qualify.<br>\u2022 Maximum Cash Out is $500k.<br>\u2022 660 FICO credit score.<br>\u2022 Interest Only Available.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4adc85e learn-more elementor-widget elementor-widget-heading\" data-id=\"4adc85e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#contact-form\">Learn More &gt;<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9fccd40 e-con-full e-flex e-con e-child\" data-id=\"9fccd40\" data-element_type=\"container\" id=\"military\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a61de2e elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"a61de2e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"524\" height=\"432\" src=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Military-Veterans.jpg\" class=\"attachment-large size-large wp-image-288\" alt=\"\" srcset=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Military-Veterans.jpg 524w, https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Military-Veterans-300x247.jpg 300w\" sizes=\"(max-width: 524px) 100vw, 524px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c7653bf e-con-full e-flex e-con e-child\" data-id=\"c7653bf\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2cb632 elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"f2cb632\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Military Veterans<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d35395 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"9d35395\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The VA loan program is a robust mortgage loan program. Did you know a VA loan provides qualified veterans the ability to purchase a home with no down payment? Other loan programs require small down payments, and are subject to mortgage insurance (MI). Please call us today to speak with a mortgage loan originator and obtain a Loan Estimate. We will provide you with information on your credit score if you authorize us to pull your credit and, if you qualify, pre-approval documentation so that you can quickly go shopping for a new home with confidence.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-003ed0d learn-more elementor-widget elementor-widget-heading\" data-id=\"003ed0d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#contact-form\">Learn More &gt;<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70b179d e-con-full e-flex e-con e-child\" data-id=\"70b179d\" data-element_type=\"container\" id=\"self\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-706c8a0 elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"706c8a0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"524\" height=\"432\" src=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Self-Employed-Mortgages.jpg\" class=\"attachment-large size-large wp-image-289\" alt=\"\" srcset=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Self-Employed-Mortgages.jpg 524w, https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Self-Employed-Mortgages-300x247.jpg 300w\" sizes=\"(max-width: 524px) 100vw, 524px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b9a28d7 e-con-full e-flex e-con e-child\" data-id=\"b9a28d7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ddb390 elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"4ddb390\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Self Employed Mortgages<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d29e584 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"d29e584\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Self-employed non-QM (Non-Qualified Mortgage) loans are mortgage products designed specifically for individuals who may not meet the strict income and documentation requirements of traditional mortgages.<br><br>\nSelf-employed non-QM loans provide a valuable financing solution for self-employed individuals seeking to purchase or refinance a home. <br><br>\nWith flexible income verification, expanded underwriting criteria, and credit flexibility, non-QM loans offer a pathway to homeownership for those who may not qualify for traditional mortgages. <br><br>\n<b>Key Features To Consider:<\/b><br><br>\n<b>\u2022 Flexible Income Verification:<\/b> Utilize alternative documents like bank statements and profit-and-loss statements to verify income.<br><br>\n<b>\u2022 Asset-Based Underwriting:<\/b> Consider assets such as savings, investments, and retirement accounts for loan approval.<br><br>\n<b>\u2022 Expanded Debt-to-Income (DTI) Ratios:<\/b> Accommodate the higher expenses typically associated with self-employment.<br><br>\n<b>\u2022 Alternative Documentation Options:<\/b> Choose from various documentation programs tailored to self-employed borrowers.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5dbf5d8 learn-more elementor-widget elementor-widget-heading\" data-id=\"5dbf5d8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#contact-form\">Learn More &gt;<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29765f4 e-con-full e-flex e-con e-child\" data-id=\"29765f4\" data-element_type=\"container\" id=\"alternative\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a1034f elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"0a1034f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"524\" height=\"432\" src=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Alternative-Financing.jpg\" class=\"attachment-large size-large wp-image-290\" alt=\"\" srcset=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Alternative-Financing.jpg 524w, https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Alternative-Financing-300x247.jpg 300w\" sizes=\"(max-width: 524px) 100vw, 524px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d4f32de e-con-full e-flex e-con e-child\" data-id=\"d4f32de\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3227ddd elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"3227ddd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Alternative Financing<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae01d09 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"ae01d09\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2022 Loan to Value (LTV) up to 90% \u2013 Loan Amounts to 4M.<br>\u2022 Cash Out Amounts to 3M for those that qualify \u2013 70% LTV.<br>\u2022 Full Documents and 12 or 24 Month Bank Statement.<br>\u2022 Can Also Qualify with P&amp;L, 1099, Asset Depletion.<br>\u2022 Minimum 620 FICO credit score.<br>\u2022 ITIN Borrowers Allowed.<br>\u2022 Interest Only Available.<br>\u2022 Non-Warrantable &amp; Condotels Allowed.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a11dd0 learn-more elementor-widget elementor-widget-heading\" data-id=\"1a11dd0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#contact-form\">Learn More &gt;<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1eb1055 e-con-full e-flex e-con e-child\" data-id=\"1eb1055\" data-element_type=\"container\" id=\"investor\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d67bb5a elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"d67bb5a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"524\" height=\"432\" src=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Investor-Loans.jpg\" class=\"attachment-large size-large wp-image-291\" alt=\"\" srcset=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Investor-Loans.jpg 524w, https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-content\/uploads\/sites\/25\/2024\/11\/Investor-Loans-300x247.jpg 300w\" sizes=\"(max-width: 524px) 100vw, 524px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7430777 e-con-full e-flex e-con e-child\" data-id=\"7430777\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e0ee85 elementor-hidden-mobile elementor-widget elementor-widget-heading\" data-id=\"8e0ee85\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Investor Loans<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f22ce01 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"f22ce01\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u2022 Loan to Value (LTV) up to 80% \u2013 Loan Amounts to 3.5M.<br>\u2022 No Minimum Debt Service Coverage Ratio (DSCR).<br>\u2022 640 FICO credit score \u2013 Foreign Nationals Allowed.<br>\u2022 Cash Out Amounts to 1M \u2013 65% LTV.<br>\u2022 Interest Only Available.<br>\u2022 Non-Warrantable &amp; Condotels Allowed.<br>\u2022 Non-Owner Occupied Only.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30b2ca9 learn-more elementor-widget elementor-widget-heading\" data-id=\"30b2ca9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#contact-form\">Learn More &gt;<\/a><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7445ee elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"b7445ee\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">American Senior Lending is not affiliated with or acting on behalf of or at the direction of the FHA, VA, and Federal Government<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d269209 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d269209\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-379ed37\" data-id=\"379ed37\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b7eb65 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"7b7eb65\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Here is what a few of my customers have to say.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3f7fd71 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f7fd71\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3bcd5c9\" data-id=\"3bcd5c9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-62e4a8b elementor-testimonial--align-left elementor-testimonial--layout-image_above elementor-testimonial--skin-default elementor-arrows-yes elementor-widget elementor-widget-testimonial-carousel\" data-id=\"62e4a8b\" data-element_type=\"widget\" data-settings=\"{&quot;slides_per_view&quot;:&quot;3&quot;,&quot;show_arrows&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"testimonial-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-main-swiper swiper\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<div class=\"star-rating\"><img decoding=\"async\" src=\"https:\/\/local.hightechlending.com\/samy-khoury\/wp-content\/uploads\/sites\/3\/2023\/10\/star-rating.png\"><\/div>\nAlbert is amazing! We are truly grateful for his expertise and guidance during our home loan process. He was always available to answer or questions...<a href=\"https:\/\/local.hightechlending.com\/albert-aimer\/testimonials\">read more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Viri Iguaran<\/span><\/cite>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<div class=\"star-rating\"><img decoding=\"async\" src=\"https:\/\/local.hightechlending.com\/samy-khoury\/wp-content\/uploads\/sites\/3\/2023\/10\/star-rating.png\"><\/div>\nI truly don\u2019t have enough words to express or thank Albert for everything he has done for my family. I was truly blessed to have had Albert while looking for our forever home...<a href=\"https:\/\/local.hightechlending.com\/albert-aimer\/testimonials\">read more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Grit Diaz<\/span><\/cite>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<div class=\"star-rating\"><img decoding=\"async\" src=\"https:\/\/local.hightechlending.com\/samy-khoury\/wp-content\/uploads\/sites\/3\/2023\/10\/star-rating.png\"><\/div>\nWe had the absolute pleasure of working with Albert at High Tech Lending throughout the home buying process, and I cannot recommend him enough...<a href=\"https:\/\/local.hightechlending.com\/albert-aimer\/testimonials\">read more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Sharon Lee<\/span><\/cite>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t<div class=\"star-rating\"><img decoding=\"async\" src=\"https:\/\/local.hightechlending.com\/samy-khoury\/wp-content\/uploads\/sites\/3\/2023\/10\/star-rating.png\"><\/div>\nAlbert is by far the best lender I have ever had the pleasure to work with. He was very knowledgeable and has impeccable communication...<a href=\"https:\/\/local.hightechlending.com\/albert-aimer\/testimonials\">read more<\/a>\t\t\t\t\t<\/div>\n\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Ryan Patierno<\/span><\/cite>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-left\"><\/i>\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Previous<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-chevron-right\"><\/i>\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Next<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56eef0c elementor-widget elementor-widget-text-editor\" data-id=\"56eef0c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.google.com\/search?hl=en-US&amp;gl=us&amp;q=Albert+Aimer,+Mortgage+Lender,+1008+W+Ave+M14+Suite+A,+Palmdale,+CA+93551&amp;ludocid=3391977989852419645&amp;lsig=AB86z5XVifQKmvT2VYAURNDWg67z#lrd=0x80c25942d9819817:0x2f12ba02a318d63d,1,,,,\" target=\"_blank\" rel=\"noopener\">Showing our 5-star reviews<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>I\u2019m here for all yourHome Financing needs. HighTechLending, Inc. Get in touch with me Conventional A traditional mortgage is a type of mortgage loan where a lender provides funds to a borrower to purchase a property or refinance a mortgage. In exchange, the borrower agrees to repay the loan, plus interest, over a set period. &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/local.hightechlending.com\/jodi-de-smidt\/\"> <span class=\"screen-reader-text\">Homepage<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","footnotes":""},"class_list":["post-76","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-json\/wp\/v2\/pages\/76","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-json\/wp\/v2\/comments?post=76"}],"version-history":[{"count":0,"href":"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-json\/wp\/v2\/pages\/76\/revisions"}],"wp:attachment":[{"href":"https:\/\/local.hightechlending.com\/jodi-de-smidt\/wp-json\/wp\/v2\/media?parent=76"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}